Wage Garnishment Relief

IRS Wage Garnishment Release for Manageable Tax Resolution

Find Out If You Qualify for Tax Relief in 4 Easy Steps!

Check Your Eligibility for Wage Garnishment Relief Today!

What is an IRS Wage Garnishment?

IRS wage garnishment occurs when the IRS legally seizes a portion of your wages to recover unpaid taxes. This action is typically enforced after you receive a notice of deficiency, which is a formal alert that you owe back taxes and have not resolved the issue.

Wage Garnishment Attorney

Best Tax Service for Release of Garnishment

J. David Tax Law assists in filing IRS Form 12153 to request a Collection Due Process hearing or Form 911 to request Taxpayer Advocate Service assistance. Our team assists in preparing and submitting financial documentation such as IRS Form 433-A or Form 433-F to demonstrate your inability to pay debt and establish eligibility for relief. 

If you qualify based on your financial condition, our attorneys can guide you to settle your tax debt for less than the full amount owed through an offer in compromise. 

J. David Tax Law attorneys act right away to stop IRS wage garnishment and work to negotiate the full release or reduction of the levied amount as soon as possible. In most cases, we settle these disputes in as little as 48 hours! 

If you fail to take action after receiving this notice, the IRS garnish wages directly through your employer. This process continues until your tax debt is fully paid, including any interest and penalties. Wage garnishment can severely impact your financial situation, leaving you with less take-home pay. It’s essential to understand how to stop this action and work towards resolving your tax debt effectively. Learn more about wage garnishment here.

Get the IRS off your back and protect your income to secure not just your wages but your financial future with professional garnishment lawyers.

Eligibility Requirements for Release of IRS Wage Garnishment

To be eligible for the release of IRS wage garnishment, you must meet specific criteria that demonstrate financial hardship or establish a resolution plan with the IRS. The release of garnishment depends on various factors, including your financial situation and compliance with IRS requirements. Below are the key eligibility requirements:

Basic Eligibility Criteria

Proof of Financial Hardship

 Established Payment Plan

 Filed Tax Returns

 Compliance with IRS Requirements

Specific Qualifications:

If you are unable to pay your tax debt and basic living expenses, you may qualify for CNC status. This designation pauses the garnishment while your financial situation is reviewed.

If you qualify for an Offer in Compromise, you may be eligible for a garnishment release. This program allows you to settle your tax debt for less than the full amount owed. Eligibility is based on financial hardship or disputes over the amount owed.

 If you received a notice of deficiency and disagree with the IRS’s assessment, you can file an appeal. During the appeal process, the wage garnishment is typically suspended, pending the outcome.

Financial Requirements

Income and Expense Evaluation: The IRS evaluates your financial situation, including all sources of income such as wages, dividends, and any other future income projections. They also assess your allowable expenses based on IRS standards for basic living expenses like housing, utilities, transportation, and medical costs.

 Asset Review: The IRS examines the value of your assets, including cash, investments, real property, and other valuables to determine your overall ability to pay your tax debt. Significant asset equity may affect your eligibility for garnishment release.

Additional Considerations

• No Active Bankruptcy

 Low-Income Certification

 Documentation to support claims of financial hardship

IRS Wage Garnishment resolution

Reliable Tax Service Solution for Immediate Garnishment Release

Free Tax Consultation

We begin with a free tax consultation to review your tax debt, assess the impact of the garnishment, and provide a clear path toward resolution.

Free Tax Relief Consultation

Eligibility Evaluation for Garnishment Release

We conduct an eligibility evaluation for garnishment release using your financial hardship, IRS compliance, and taken steps to resolve your tax debt.

Form Submission and IRS Negotiation

Once eligibility is confirmed, we handle the form submission and IRS negotiation process on your behalf.

Release of Garnishment

Once the IRS approves your eligibility and the terms of your resolution plan, they will notify your employer to stop withholding your wages and ensure the garnishment is lifted.

Free Tax Consultation

We begin with a free tax consultation to review your tax debt, assess the impact of the garnishment, and provide a clear path toward resolution.

Free Tax Relief Consultation
Eligibility for tax debt relief

Eligibility Evaluation

We conduct an eligibility evaluation for garnishment release using your financial hardship, IRS compliance, and taken steps to resolve your tax debt.

Form Submission & IRS Negotiation

Once eligibility is confirmed, we handle the form submission and IRS negotiation process on your behalf.

IRS form submission & debt negotiation
tax debt resolution

Release of Garnishment

Once the IRS approves your eligibility and the terms of your resolution plan, they will notify your employer to stop withholding your wages and ensure the garnishment is lifted.

tax attorneys specializing in tax debt relief

We offer expert relief to help you stop garnishments and reclaim your financial stability.

Why Choose Our Wage Garnishment Lawyers?

Taxpayers facing IRS wage garnishment often lose a significant portion of their paycheck—sometimes up to 25%—making it difficult to cover essential expenses like rent, utilities, and groceries. This sudden reduction in income can lead to severe financial instability, leaving you overwhelmed and unsure of how to resolve your tax debt issues while maintaining your daily living expenses. In addition, we also offer wage levy release services, which can further protect your earnings from IRS collection actions.

“Our wage garnishment understand the challenges that arise from losing such a large portion of your paycheck and have the expertise to negotiate directly with the IRS on your behalf.”

By addressing the underlying tax debt, we work to stop garnishment quickly and effectively, ensuring your income is restored while we develop a strategy for long-term relief. With our legal support, you can regain control of your finances and move forward with confidence.

Need help with the release of your garnished earnings, give us a call now.

What Are Your Options If Your Tax Garnishment Release Is Denied?

Receiving a denial for your tax garnishment release can feel like a devastating setback, especially when you’re already struggling with a significant portion of your paycheck being seized by the IRS. However, a denial doesn’t mean the end of the road. You still have powerful options available that can help you regain control of your finances and halt wage garnishment.

Appeal the Decision

You can file an appeal with the IRS if you believe the denial was incorrect or unfair. This process allows you to present additional evidence and have your case reviewed by a higher authority within the IRS.

Negotiate a Payment Plan

Establishing an installment agreement or applying for Fresh Start Program with the IRS can help stop wage garnishment. This allows you to pay your tax debt in smaller, more manageable monthly payments instead of continuing with garnishment.

Seek IRS Non Collectible Status

If you can demonstrate that wage garnishment causes extreme financial hardship, you may qualify for Currently Non-Collectible (CNC) status. This status temporarily halts collections, including wage garnishment, until your financial situation improves.

Submit an Offer in Compromise

An Offer in Compromise allows you to settle your tax debt for less than the full amount owed. If accepted, this could lead to the release of your wage garnishment and a resolution of your tax liability.

Request a Collection Due Process Hearing

If you believe the IRS violated your rights or did not follow proper procedure, you can request a Collection Due Process (CDP) hearing. This provides an opportunity to challenge the garnishment and explore alternative resolutions.
Frequently Asked Questions

Your Tax Relief Questions, Answered

To stop a wage garnishment immediately, J. David Tax Law attorneys can file for a wage garnishment release with the IRS, proving financial hardship or negotiating an installment agreement. In some cases, we can secure a temporary halt to garnishment while your case is being reviewed. Contact us right away to begin the process and prevent further deductions from your paycheck.
The timeline for resolving IRS wage garnishment issues varies based on your specific situation and how quickly you take action. At J. David Tax Law, our experienced tax attorneys work diligently to negotiate with the IRS, often releasing the garnishment within 48 hours, aiming to secure long term relief within weeks to a few months. Timely response and providing accurate financial documentation can help expedite the process.

Yes, the tax attorneys at J. David Tax Law specializes in negotiating reductions in wage garnishment amounts. We can explore options such as installment agreements, Currently Non-Collectible status, or Offers in Compromise to lessen the financial impact of garnishment. Our goal is to help you regain financial stability as quickly as possible. 

Yes, J. David Tax Law assists clients in negotiating wage garnishment releases even when the debt is owed by a spouse. We can help establish financial hardship or explore options like Innocent Spouse Relief, depending on your circumstances, to protect your income and resolve the situation effectively.

If you’re concerned about the cost of hiring a tax attorney, J. David Tax Law offers free consultations to help assess your situation. We work with clients to create flexible payment options and focus on providing affordable legal solutions that ensure your financial relief and peace of mind.
Certain types of income are exempt from IRS wage garnishment, including Social Security benefits, disability payments, child support, and veterans’ benefits. At J. David Tax Law, we can help you understand which income sources are protected and work to safeguard your exempt income while addressing your tax debt issues. You can refer to this comprehensive guide for more information about how wage garnishment works.

Additional Resources

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We provide tax solutions for our clients who have IRS and state tax debts, unfiled returns, audits, etc. We advise you on future compliance that enables your individual or business tax problems to be behind you for good.