Specific Qualifications
• If you are unable to pay your tax debt and basic living expenses, you may qualify for CNC status. This designation pauses the garnishment while your financial situation is reviewed.

• If you qualify for an Offer in Compromise, you may be eligible for a garnishment release. This program allows you to settle your tax debt for less than the full amount owed. Eligibility is based on financial hardship or disputes over the amount owed.

• If you received a notice of deficiency and disagree with the IRS’s assessment, you can file an appeal. During the appeal process, the wage garnishment is typically suspended, pending the outcome.

Financial Requirements
• Income and Expense Evaluation: The IRS evaluates your financial situation, including all sources of income such as wages, dividends, and any other future income projections. They also assess your allowable expenses based on IRS standards for basic living expenses like housing, utilities, transportation, and medical costs.

• Asset Review: The IRS examines the value of your assets, including cash, investments, real property, and other valuables to determine your overall ability to pay your tax debt. Significant asset equity may affect your eligibility for garnishment release.

Additional Considerations

•No Active Bankruptcy

• Low-Income Certification

• Documentation to support claims of financial hardship

To learn more about how a wage garnishment attorney can help you, check out this guide.